NEW CAR                                    

24 MONTH                                    2.50% APR

36 MONTH                                    2.50% APR

48 MONTH                                    2.50% APR

60 MONTH                                    3.00% APR

USED CAR

1 Year Old    

36 Mo.             2.75% APR

48 Mo.             3.00% APR

60 Mo.              3.25% APR

2 Year Old

36 Mo.             3.25% APR

48 Mo.             3.50% APR

3 Year Old

 36 Mo.             3.75% APR

48 Mo.             4.00% APR

4 Year Old

36 Mo.            3.75% APR

42 Mo.           4.00% APR

5 Year Old

36 Mo.            5.00% APR

6 Year Old         

24 Mo.            6.50% APR

SIGNATURE LOANS

 Base Rate       10.00% APR

Effective: April 15, 2016

Rate Structure

A.        Base Rate              -.25%              730 or higher

B.        Base Rate                                       681-729

C.        Base Rate             +2.00%            640-680

D.        Base Rate              +4.00%           600-639

SHARE RATES

CERTIFICATES                RATE                  APY

3 MONTH                         .25%                .25%

6 MONTH                        .30%                 .30%

12 MONTH                      .35%                 .35%

24 MONTH                      .60%                 .60%

36 MONTH                      .75%                 .75%

$1,000 Minimum Deposit

MEMBERSHIP SHARE 

                                          .20%                .20%

Rate paid on 03/31/16

CHRISTMAS CLUB

                                        .20% .                  20%

Rate paid on 03/31/16

SHARE DRAFTS

                                       .15%                   .15%

Rate paid on 03/31/16